Tag: Transaction Data

Jordan Von Tress

Apr 30, 2026 | 5 minutes read | Data Bite

Starbucks just posted Q2 North America comparable sales of +7.1%, beating the Street's +4.5% on both transactions and ticket. Consumer Edge data show...

Jordan Von Tress

Apr 15, 2026 | 5 minutes read | Data Bite

American Eagle's second Sydney Sweeney campaign just launched. Our credit and debit card data shows the first one did more than drive a short-term bu...

Monica Garrido

Dec 2, 2025 | 5 minutes read | Insights

In today's dynamic consumer discretionary market, visibility into electronics and home appliance performance across major retail channels has become ...

Michael Gunther

Sep 4, 2025 | 5 minutes read | Product Features

Artificial Intelligence is no longer a niche—it’s one of the fastest-growing forces shaping global technology and consumer behavior. To keep pace...

Apr 15, 2025 | 5 minutes read | All Posts

Consumer spending at Clothing and Accessories establishments fell 3.9% YoY between January 1 and March 23, 2025, according to Earnest debit and credi...

Apr 9, 2025 | 5 minutes read | All Posts

Consumers spent 3.6% more on General Merchandise in 2024 vs 2023 according to Earnest transaction data. This represents a moderate acceleration from ...

Apr 8, 2025 | 5 minutes read | All Posts

Food Service & Drinking Places spending grew 0.5% YoY between January 1 and March 23, 2025, according to Earnest debit and credit card data. That mea...

Apr 7, 2025 | 5 minutes read | All Posts

March 2025 US consumer spending was essentially flat YoY according to the Earnest Analytics Spend Index powered by Vela Gamma transaction data. This ...

Apr 2, 2025 | 5 minutes read | All Posts

Temu’s meteoric rise shortly after entering the US market in September 2022 generated numerous alarming headlines. They suggested the US retail lan...

alejandra

Apr 1, 2025 | 5 minutes read | All Posts

New York City’s congestion pricing program began January 5, 2025. The increase immediately drove an increase in EZ-Pass sales (see data in Dash). S...

alejandra

Mar 31, 2025 | 5 minutes read | All Posts

Retail Trade and Food Services spending grew 0.6% YoY during the year-to-date period from January 1 to March 23, 2025, according to Earnest debit and...

Mar 25, 2025 | 5 minutes read | All Posts

...

alejandra

Mar 24, 2025 | 5 minutes read | All Posts

Weakening spending was broad-based in the first few months of 2025. However, spending at Walmart, Dollar General, Dollar Tree, and Costco outgrew the...

alejandra

Mar 4, 2025 | 5 minutes read | All Posts

February 2025 US consumer spending fell 3.4% YoY according to the Earnest Analytics Spend Index powered by Vela Gamma transaction data. Part of the w...

Mar 3, 2025 | 5 minutes read | All Posts

Peloton (PTON) is the undisputed leader in At-Home Fitness spending according to Earnest credit card data. The stationary bike and treadmill maker’...

Feb 26, 2025 | 5 minutes read | All Posts

The QSR category faced mixed results in 2024 as brands relied on value deals to counter declining sales. Meanwhile, Casual Dining gained traction, wi...

Feb 25, 2025 | 5 minutes read | All Posts

Wellness wearables outgrew Home Fitness, Gyms, and Fitness Classes in 2024. The rise in wellness shopping, not necessarily for fitness but rather for...

alejandra

Feb 24, 2025 | 5 minutes read | All Posts

According to data measuring credit and debit card transactions in large restaurant chains across the US, restaurant spending saw improvements in Q4 2...

alejandra

Feb 19, 2025 | 5 minutes read | All Posts

By the end of 2024, DoorDash led the national food delivery market with a 60.7% share, ahead of Uber Eats (26.1%) and Grubhub (6.3%)....

Feb 18, 2025 | 5 minutes read | All Posts

Consumers spent 0.2% less at fitness brands in 2024 vs 2023 according to Earnest credit card data (see data in Dash). It was the first year since the...

alejandra

Feb 12, 2025 | 5 minutes read | All Posts

Home Improvement shoppers spend more in the 180 days before their first mortgage payment than in the 180 days after according to Earnest credit card ...

Feb 11, 2025 | 5 minutes read | All Posts

Overall, QSR (aka Fast Food) outgrew other restaurant categories in 2024. Noticeably absent are fast food stalwarts McDonald’s (MCD), Chick-fil-A, ...

alejandra

Feb 10, 2025 | 5 minutes read | All Posts

1-800-Flowers is the largest flower service by sales headed into Valentine’s Day 2025, according to Earnest credit card data. However, the industry...

alejandra

Feb 10, 2025 | 5 minutes read | All Posts

Access chart in Dash....

Feb 6, 2025 | 5 minutes read | All Posts

Restaurant sales growth slowed significantly in 2024, falling from 5.3% in 2023 to only 1.8%, according to Earnest credit card data. This deceleratio...

alejandra

Feb 4, 2025 | 5 minutes read | All Posts

The number of sports betters grew 18.6% YoY in January 2025 according to Earnest debit and credit card data (see chart in Dash). Sustained user growt...

Feb 4, 2025 | 5 minutes read | All Posts

Super Bowl LIX 2025 will highlight several emerging US restaurant trends and brands according to Earnest credit card data. Among them, DoorDash conti...

Jan 28, 2025 | 5 minutes read | All Posts

Restaurant sales decelerated from +5.3% YoY in 2023 to +1.8% YoY in 2024 according to Earnest credit card data. Rising costs, new wage laws, and a ge...

Jan 22, 2025 | 5 minutes read | All Posts

Deposits onto crypto exchange Coinbase (COIN) surged 197% YoY in November according to Earnest ACH, debit and credit card data. The acceleration from...

Jan 21, 2025 | 5 minutes read | All Posts

Waymo is taking dollars from Uber according to Earnest credit card data. The average Uber user spent $189 the quarter before their first Waymo purcha...